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As
works
1. Choose Splitit at checkout, always 0% of interest.
2. Select the number of payments. You choose the number of monthly installments that best suit you and your budget.
3. Enter your credit card details. Pay directly with your credit card. No applications or credit checks are needed.
With Splitit you can divide the amount of your purchase into comfortable small installments for the duration What do you desire. What sets it apart is that there is no credit check, no interest and no fees to use it; it works with the available credit you have on your existing credit cards.
Splitit guarantees your purchase, blocking the amount on your credit card, as a revolving payment, but without interest! This isn't a real payment, it's just a pre-authorization which allows you to settle the balance over time. Your card will be debited only for the first installment on the day of purchase, then every month on the same day for the number of installments you have chosen.
FAQs
HOW DOES PAYMENT IN INSTALLMENTS WORK WITH SPLITIT?
Splitit helps consumers use their existing credit card to turn purchases into smaller monthly payments.
The full amount of your purchase is authorized (held) on your credit card as a guarantee for future payments, so you must have at least that amount of credit available on your card.
The authorization amount reduces with each monthly payment you make until the balance is cleared and we periodically renew these authorizations. The previous authorization is removed as soon as we receive a new one.
WHERE CAN I FIND PAYMENT INFORMATION?
Immediately after confirming your purchase you will receive an order confirmation email sent by Splitit. There you will find payment information and a summary of your payment plan with the installments you have chosen.
WHY IS SPLITIT REGISTRATION RECOMMENDED?
To protect your personal data, you may be asked to identify yourself or create an account. Everything will be easier and you will have the possibility to manage and see your payment plan at any time. You will also have access to technical support by clicking here.
WHY CAN'T I PURCHASE WITH THE INTEREST-FREE INSTALLMENT OPTION?
Splitit can only be used when you choose to pay with Visa or Mastercard. Does not accept prepaid or debit cards. At the time you choose to pay with SplitIT an authorization hold will be applied to your credit line for the full amount and will reduce incrementally with each payment you make. So you can make purchases depending on how much credit you have available.
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